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Examples of well-known cryptocurrencies are bitcoin and ethereum, but a wide range of others also exist. How are cryptocurrencies different from standard money? Many of the world's monetary authorities are seeking more guidance on how best to pursue digital forms of central bank money. What are the main differences between cryptocurrencies and CBDCs? In other words, what makes a CBDC money? A central bank has the ability to ensure that a.

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The central bank grants an institution an account to deposit funds or use to settle interbank transfers. Central banks in many countries have pilot programs and research projects to determine the viability and usability of a CBDC in their economy. However, we do not assign an overall rating.